Pay Later (MTF - Margin Trading Facility) offering hopes to drive affordability for both retail and high value investors. Slab-based interest rates, starting at 9.75% per annum (p.a. ), down from the current flat 14.99% p. Retail investors can now access Pay Later (MTF) at an industry-leading rate of 9.75% p.a. The platform has also introduced a revised brokerage of 0.1% per trade that balances affordability and platform sustainability.

Investors with a book size of between Rs 1 lakh and Rs 25 lakh will have a 14.99% p.a. interest rate. This new interest rate structure is designed to provide better control over costs and fair pricing for all investors.

The revised interest rates will be applicable starting April 18, 2025. The updated brokerage of 0.1% per trade will also be applicable. Paytm Money spokesperson said: "We remain committed to delivering investor-friendly solutions"